How Cashback Actually Works
Ever wondered where cashback money comes from? It is not a gimmick. Retailers pay us advertising commissions when you shop, and we pass the lion's share straight back to you.
The Cashback Money-Flow Engine
Follow the journey of a €100 purchase made through Backy
You Click & Shop
You click through Backy to a partner retailer and buy a €100 item at normal retail price.
Store Pays Commission
The retailer pays Backy an advertising fee (e.g. 10% = €10) for sending them a paying customer.
Backy Shares the Fee
We keep a small slice (€2) to maintain the platform and deposit €8 directly into your balance.
Spend or Cash Out
Spend your €8 instantly on e-gift cards with €0 delay, or withdraw via SEPA bank transfer or PayPal.
The 3-Phase Reward Lifecycle
What happens behind the scenes from your click to your final payout
Click & Session Tracking
When you click "Shop Now", an encrypted affiliate tracking token is linked to your session so the retailer accurately attributes the sale to your Backy account.
Retailer Verification
Your transaction appears as "Pending" in your wallet within hours. The retailer verifies the order (typically 14–30 days) to ensure no returns or cancellations occur.
Confirmed Balance & Spend
Once confirmed, the reward moves to your "Available Balance". Spend it immediately on live digital e-gift cards with zero wait, or withdraw to your bank account.
Ready to Start Saving on Every Purchase?
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